Y:
D: ruud family and friends
C: ruud family and friends;
back row:
frances ruud (wife of albert), agnes berg, oliver ruud, eloise ruud, 
hilma nelson, albert ruud, nels nelson;
middle row:
francis ruud, raymond berg, grandmother augusta ruud, carl ruud, john ruud;
front row:
ila ruud, lois holding bobby ruud (son of frances and albert), esther ruud,
mildred berg.
photo: 7x5;
copy (probably, as so out of focus).